Any product from  Techtime can be purchased under EMI. The minimum order amount must be BDT 5,000, regardless of the price of individual items within the order. Customers will find the EMI payment option on the SSL COMMERZ payment page. Upon selecting the EMI tenures, the EMI charge will be added to the product price. This is applicable to all product purchases.

 

ABOUT EMI (EASY MONTHLY INSTALLMENT PAYMENTS)

• Monthly installment means: the total EMI price divided by number of months allowed and opted for under the EMI facility.

• EMI tenure means: the number of monthly installments to be paid.

• EMI account holder means: subscriber of the EMI services.

• EMI account means: sub accounts/limits within the allowed credit limit to facilitate transfer of a transaction from the card account to the installment account.

• EMI price means: The purchase price of a product or transaction which is subject to transfer to an EMI account applicable to a specific offer for a specific duration of installment plan.

• ALL cards do not qualify for EMI. Please contact your bank to see if your card qualifies for EMI.

• If a disqualifying card is used for EMI payment. Customer can not avail EMI on that purchase

• The purpose of EMI is to enable the Card members to purchase goods and services offered by merchants and transfer such transaction(s) to EMI using the limit available on his/her Credit Card and repay the amount of the purchase in monthly installments in accordance with these EMI terms and conditions.

• EMI is available for primary Credit Card members and shall only be offered to those card members who are abided by the credit card terms and conditions, meet the minimum transaction floor limit and have the required credit limit on his/her credit card account.

• The card member shall pay the total EMI price at 0% interest rate for the entire payment period in equal monthly installments.

• The EMI terms and conditions may vary from one offer to another based on the nature of offer and duration of the installment plan opted by the card member.

• If the card member is interested in availing any offer under EMI, he/she may sign a specific form when he/she makes the purchase through the specific merchant/company.

• Cardholders must comply with the payment procedure depending on the requirement from specific banks.
  Convenience Fee of the EMI is not refundable.

• Based on acceptance of the EMI transaction, the first EMI installment shall be billed to the card member in the immediate billing statement and subsequent EMI installments shall be billed to every month thereafter until the EMI price is billed in full.

EMI CONDITIONS

• Only Credit cardholders are eligible for EMI transactions. Debit cards are not allowed.

• Only AMEX cards are eligible for City Bank Cardholders.

• Customers have to bear EMI charges according to the preferred installment month.

How to avail EMI?

Step 1: Enter your card details

Step 2: Click on ‘Avail EMI’

Step 3: Choose preferred tenure

Step 4: Click on ‘Pay’

Step 5: Enter OTP sent by bank

Step 6: Payment Successful